Target layer	Criterion layer	Index layer	Index attribute
Credit evaluation index system of high tech SMEs	Innovation	Input intensity of R&D	Quantitative
		The proportion of technical persons Quantitative
		The proportion of sales revenue of new products
	Growth ability	The growth rate of net assets	Quantitative
		The growth rate of net profit
		Operating profit growth rate
	Future development	The prospect of the industry	Quantitative
		Industrial policy
	The quality of enterprise	The quality of managers	Quantitative
		The quality of staff
		Enterprise culture and strategy
	Profitability	earning rate of the net assets	Quantitative
		Sales profit ratio
		pe (priceearning ratio)
	Debt paying ability	liquidity ratio	Quantitative
		asset-liability ratio
		Ratio of liabilities and tangible assets
		cash flow ratio
		Ratio of cash and total assets
		interests covers
		gross debt-to-Net cash ratio
		Ratio of Non-sexual raise cash flow and Current liabilities
	Operation ability	Account receivable turnover rate	Quantitative
		Inventory turnover rate
		Total assets turnover
		Current assets turnover
		Fixed assets turnover
		Percentage of cash flows from operation activities in sales revenue